Where can this be done? All 50 states, Nationwide. Back to top
How successful have you been? We have an excellent success rate. This is because we are focused on this specific task of loan modification and debt workout for our clients. Please ask for the latest reference list. Back to top
How long does it take? It can take from a few weeks to several months. Many lenders are trying to shorten the timeline but the problem is that most loans are serviced by one company while the investor is another company which complicates the situation when a consumer tries to complete the task on their own.
Our average file takes 55 days.
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Can you negotiate other debt, judgements, leases and commercial loans? Yes. Back to top
Should I make my mortgage payment? Yes. We advise our clients to make their payment. But, if you are not going to make it, please let us know. Based on the latest guidelines, you DO NOT have to be late on your mortgage to qualify for a solution. BE VERY CAUSCOUS OF COMPANIES THAT TELL YOU TO BE LATE....
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Why are the banks doing this? Banks want to prevent more properties from falling into foreclosure status. The banks do not want more properties in REO (Real Estate Owned) status. They also want to show they have loans that are paying on time. If a property goes to foreclosure and the bank takes it back, it will cost them many thousands of dollars more to deal with the problem. This is a form of prevention. Back to top
Do you negotiate investment property debt? Yes. Back to top
Will I have my own contact? Yes, you will be assigned to a debt negotiator who will handle your file and communicate with you on a regular basis. Back to top
Can I refer people? Most of our business is referral. CLICK ON THE PARTNER LINK TO SIGN UP FOR OUR PARTNER PROGRAM. Back to top
How will a modification impact my credit? The modification by itself will start to correct your credit by showing regular payments. Damage that occures prior to the process beginning will take time to repair. The important thing is to take action now. Back to top
What if the foreclosure process has begun? We can still attempt to modify until the property is no longer yours. Please forward all documentation for review. Back to top
Can I sell my property? There are no restrictions on selling or refinancing. Back to top
What is a loan modification? A modification occurs when a lender agrees to change the terms of an existing loan. In this case they would lower the payment, fix the loan, remove penalty fees and/or reduce principle balance. Modification is a broad term. It usually occurs with no credit check or property valuation.
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What is a short sale? A short sale occurs when a lender who holds a loan(s) on a property agrees to accept an amount lower than the amount they are due in order to facilitate a sale of a property. ask for more specific information.
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Why is the price so low? We are interested in long term relationships and know there are many charging thousands to perform this service. We are former lenders and Loan Officers who want to be part of the solution not the problem. Our business is based on long term client service and referrals. To that end we have the resources and knowledge to provide solutions for consumers who will hopefully become long term clients of ours. Back to top
What if I already have a SALE DATE? Call us immediately. This may be a problem but we will let you know in minutes whether we can move forward or not. Back to top
How do I know you are not a scam? There are many less than reputable companies operating in the Foreclosure Prevention area. WE NEVER TELL CLIENTS TO BE LATE ON THEIR PAYMENTS TO JUSTIFY OUR FEES. WE DO NOT CHARGE $1,500 TO $6,000 TO START A FILE. WE SUPPLY A COMPLETE CLIENT REFERENCE LIST AND ACTUAL RESULTS FOR YOU TO VERIFY..... Back to top
